Disciplined growth
- Total revenues: up 1.4% to €49.9 billion
- Life & Savings: NBV margin up from 16.0% to 19.1%
- Property & Casualty: Current Year loss ratio improved by 1.5 points
Sustainable earnings
- Sustainable underlying earnings at €2.1 billion
- Adjusted earnings up 29% to €2.3 billion
- Net income at €0.9 billion (including €-1.5 billion exceptional loss)
Active capital management & strong balance sheet
- €3.3 billion consideration for the announced sale of part of the UK Life operations
- Solvency I ratio up 17 pts to 188%